If you wish to contact us direct please call one of our debt advisers FREE on
0800 019 9646 or click here to email us.

Testimonials

"In 1999 I bought a house in joint names with my partner. The mortgage was paid jointly. We then proceeded to decorate and furnish the house and took out finance to enable us to afford such improvements. This was all in my name as my partner only worked sporadically whilst we were together.

In 2000 my partner and I split up and I left the house. At this point there was no equity in the property and my name was simply removed from the mortgage and my ex partner’s new boyfriend’s name added.

I was left with the debt from the finance which was entered into to decorate and furnish the house and which was my sole responsibility. I struggled for many months trying to pay the finance which was taking all my monthly income. I finally decided that something needed to be done.

I looked in the Yellow Pages under Debt Management and found GB Debt Solutions. I called them straight away to discuss my situation. The next day I was meeting with a debt adviser and decided that the best course of action for me was to enter into an Individual Voluntary Arrangement (IVA).

I now pay affordable monthly payments into my IVA arrangement and have agreed with creditors to pay them a dividend of 35p in the pound. I have now got my life back on track and travel the world with my job leaving my debt problems in the capable hands of GB Debt Solutions. "

"In October 2004 I found myself deep in debt with credit cards and unsecured loans. My creditors totalled £40,000 and had spiralled out of my control due to interest rates and increasing credit limits. Things soon became desperate and I was unable to pay my minimum monthly payments.

My wife and I had just moved house with our 2 children and I was receiving more and more bills and telephone calls from my creditors. The worst thing was facing up to the problem and deciding that I needed help. I spotted an advertisement for GB Debt Solutions and called them on their free phone number.

I spoke with one of the debt advisers who gave me free advice over the phone regarding my financial situation and possible options. I decided to meet with one of the debt advisers and felt for the first time that there was someone who could help me through this situation. It was decided that an Individual Voluntary Arrangement was the best option for me. If I had gone Bankrupt I would have lost my job and probably my home. I now pay affordable monthly payments into my arrangement and all interest and charges on my debts have stopped. Creditors are to receive a dividend of 35p in the pound.

If I had not contacted GB Debt Solutions I may have lost everything even my home. With their help and expertise my family and I are able to get our life back on track."

"My husband and I owned a limited company, which ran into financial difficulty and had to be wound up. We both had personally guaranteed a large proportion of the company debt for which we were responsible and did not know what to do.

The pressure from creditors was horrendous, the letters, phone calls and even visits to our home. We did not know what to do and then I found GB Debt Solutions on the internet. I called them straight away and was greeted by friendly and professional staff who understood my situation immediately.

After discussing our situation over the telephone we met up with one of their advisers for a free consultation. We discussed all the options available to us and decided that an Individual Voluntary Arrangement was the best way forward.

From that moment a huge burden was lifted from our lives as GB Debt Solutions dealt with absolutely everything, letters were sent to our creditors explaining the situation and they also dealt with all our creditors’ letters and phone calls.

Within two months we were both in Individual Voluntary Arrangements and are now paying a reasonable amount each month to repay our debt. Throughout the whole process I was able to speak to the same debt adviser to answer any questions.

I would recommend GB Debt Solutions to anyone suffering from debt problems. Once I contacted them it felt as though things were finally going to be sorted out. The pressure has finally gone; I can now open my letters and answer the phone without being a nervous wreck. If we had not contacted GB Debt Solutions we may have lost everything but as it is we are enjoying a normal life free from the worries of debt."